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INVESTMENT SERVICES

INSTITUTIONAL INVESTMENTS
If you are an institutional fiduciary searching for a large investment, we invite you to request the latest available financial information about Sterling National Bank, which is considered to be a safe, sound and secure Bank with one of the highest capital ratios in its marketplace. Our strength has attracted many large depositors. We are prepared to tailor our investment services to meet your specific requirements consistent with the size of your deposit.

CERTIFICATES OF DEPOSIT
Sterling can customize high yield, low risk instruments that are fully competitive in today's evolving economy. Maturities are seven days or longer, penalties do apply for early withdrawal. They offer a fixed return on funds invested for a specified time period. Interest is paid at maturity. Minimum investment is $2,500.


SHORT-TERM INVESTMENTS
At Sterling, we can explain and execute all of your short term investing for your business and personal investment. We provide a full range of money market instruments and can execute the orders, handle safekeeping and collection, inform you about renewals, and maintain awareness of trends and developments in money market rates. You tell us how much you want to invest, and the maturity you want, we'll explain the different investments available including the interest rate, the term, the minimums, and follow through on all the details. For those instruments that can be sold prior to maturity, we can arrange for sale at prevailing market rates.

We have the capability to keep track of rates, terms and availability for all investments. In practically every case, it takes only a phone call to get all the information you need to decide and place an order. Your Account Officer handles all details personally keeping your investment objectives in mind at all times.