Sterling CMS: Keeping Pace with Changing Needs

As your business grows, your cash management requirements get more complicated. To make good decisions and maximize your cash assets in today's dynamic environment, you need:

• faster collections
• controlled disbursements
• immediate updates
• on-the-spot information access
• reduced risk of manual error
• better fraud deterrence

…all delivered in a cost-effective manner that conforms to the way you work.

Sterling CMS provides a full suite of cash management products and services designed to meet these objectives for your business. We aim to simplify your banking and financial services transactions and to give you the quickest access to your data and funds in the medium that is most useful to you. We invest in the latest technologies so you get all the speed, accuracy, convenience and customization you desire, with the added confidence of knowing a Sterling banker will be there for you - in person, not on voice mail - when you need assistance or advice.

Why Sterling?

Since our founding in 1929, Sterling has focused on the needs of small and mid-sized businesses, working side-by-side with clients to help them reach their goals. Our experienced professionals begin every relationship by asking you about your business needs and learning how your operations work.

Because each customer is unique, we build flexibility into all of our technologies. Consequently, we can adapt our products and services to your specific environment - including the way you connect with customers and vendors - rather than imposing a standardized response. Our aim is to make all your service requests possible; we do everything we can to help your business function more efficiently and effectively.

Lasting Benefits

As a result of Sterling's service philosophy, we are proud to have many customer relationships that span three decades and longer. This long history gives us the benefit of deep industry knowledge that enables us to anticipate emerging needs and apply new solutions.

Many banks offer cash management services. Ours are distinguished by an important difference: at Sterling, your business matters. We know that our success is linked with yours, and we have not forgotten that "relationship" is a two-way street. If your company needs better cash management services, you owe it to yourself to talk to a Sterling banker today.

Cash Management and More

In addition to Cash Management Services, Sterling also provides these business and financial services with the same customer focus:

• Comprehensive Depository and Investment Services
• Private and Professional Banking
• Commercial Lending
• Real Estate Financing
• Asset-Based Lending/Accounts Receivable Management
• Equipment Leasing
• Trust and Estate Management
• International Trade Finance

For more information, contact Anna Roina, Vice President & Certified Treasury Professional (CTP) at 212.575.4539 or email to anna.roina@sterlingnationalbank.com.